Tap. Pay. Go.

Contactless Debit Cards Are Here

Our debit cards received a convenient upgrade with the introduction of contactless payment technology, giving you another simple and secure way to make everyday purchases wherever contactless payments are accepted.

New and Replacement Cards

All new and replacement Mi BANK personal and business debit cards include contactless payment technology.

Current Cards

Current cards are being reissued over time based on the card’s expiration month. No immediate action is required.

How Contactless Works

Tap your contactless card at participating payment terminals for a fast, simple, and secure way to pay. You can still insert or swipe your card when needed.

1

Look for the contactless symbol on the payment terminal.

2

Hold your card near the contactless symbol and wait for the beep or prompt.

3

Remove your card and follow any instructions on the screen, which may include entering your PIN.

Secure Payments

Like chip transactions, contactless transactions use the same advanced security, helping to protect against fraud and keep your information safe.

Prefer Tap-To-Pay Sooner?

Mobile Wallet

If you haven’t already, you can add your current Mi BANK debit cards to your mobile wallet and use your phone or compatible device to tap-to-pay wherever mobile wallet payments are accepted.

Learn how to add your card to your mobile wallet

Early Reissue

If you would like a contactless version of your card sooner, please contact us for an early reissue.

Frequently Asked Questions

Your card will be reissued automatically based on the expiration month shown on your current card, regardless of the expiration year. For example, cards with a September expiration month are included in the first reissue group and are processed and shipped within the first two weeks of August. No immediate action is required, and you can continue using your current card until the new one arrives and is activated.

No immediate action is required. Your current card will be replaced through the reissue process based on expiration month. If you would like a physical contactless card sooner, you can contact us to request an early reissue.

Yes. You can continue using your current debit card until your new card arrives and is activated.

Yes. The new contactless debit card can still be inserted or swiped at merchants that do not accept contactless payments.

No. The card number for reissued cards will remain the same but the expiration date and CVV will change. The card number will only change if you request a new card due to it being lost or stolen.

You should review recurring payments tied to your debit card and update merchants with your new expiration date and CVV after your new contactless card is activated.

Yes. If you have not already added your current Mi BANK debit card to your mobile wallet, you can add it and use your phone or compatible device to tap-to-pay where mobile wallet payments are accepted.

No. The contactless symbol will not appear on the front of your card but will appear on the back left corner. The front of the card looks exactly like our current debit cards.

Security Reminder

Mi BANK will never ask you to provide your full card number, PIN, online banking password, secure access code, or other sensitive information by phone, text, or email. If you receive a suspicious message or call about your debit card or account, please contact us directly.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.