It’s Money Well Kept
At Mi BANK, our deposit accounts are designed to do more than hold your money. They help you manage, grow, and access it with confidence. Whether you’re a business owner or an individual, our deposit products are built to support your goals with security, ease, and expert guidance.
Banking Built For Business
As a bank built for business, we understand that every dollar matters. That’s why our deposit products are designed to give you control, security, and the flexibility you need. With a variety of solutions that work as hard as you do, we are here to support you and your business.
Business Checking Accounts
Built to support the way you do business. Our business checking accounts offer the tools, flexibility, and insight you need to manage your day-to-day operations with confidence.
Checking
A straightforward account for everyday business banking needs. Ideal for small to mid-sized businesses looking for simplicity and ease in managing daily transactions.
- Minimum Opening Balance: $2,500
- Online Banking and Bill Pay
- Mobile Banking and Mobile Deposits
Analyzed Checking
Ideal for companies with higher balances and transaction volumes. This account has detailed reporting and analysis tools to help you monitor cash flow and optimize account usage.
- Minimum Opening Balance: $100
- Earnings credit to offset fees*
- Online Banking and Bill Pay
- Mobile Banking and Mobile Deposits
Checking
Support your mission with an account that understands how non-profits operate. With minimal fees and flexible access, it’s built to help you keep your focus where it matters most – your mission.
- Minimum Opening Balance: $1,000
- Earn Interest on Balance
- Online Banking and Bill Pay
- Mobile Banking and Mobile Deposits
Checking
Specifically for attorneys holding client funds in trust. This account meets state requirements and makes it easy to manage funds securely and in compliance.
- Minimum Opening Balance: $100
- Online Banking and Bill Pay
- Mobile Banking and Mobile Deposits
Business Savings Accounts
Designed to help your business grow and prepare for what’s next. Our business savings accounts make it easy to build reserves while keeping your funds accessible and secure
Money Market
Earn interest while maintaining convenient access to your business funds. It’s a great way to grow your reserve capital without tying it up.
- Minimum Opening Balance: $25,000
- Earn Interest on Balance
- Mobile and Online Banking
Certificate of Deposit
Lock in a fixed rate for a term that fits your business strategy. This account is a secure way to put excess cash to work.
- Minimum Opening Balance: $500
- Earn Interest on Balance
- 6, 12, 18, 24, 36, 48, and 60 Month Terms Available
Why Choose Mi BANK?
At Mi BANK, we know that strong banking relationships are essential for business success. That’s why we pair every client with a dedicated Mi Banker who takes the time to understand your business, your cash fiow, and your long-term goals. From managing day-to-day deposits to planning growth strategies, we provide solutions tailored to the unique needs of your business. With our expertise and personal service, you’ll have a partner who is as invested in your success as you are.
Don’t Just Take Our Word For It
– Dr. Molly O’Shea
“I couldn’t ask for a better financial partner.”
– Samy Eid
“Mi BANK is an extension of Mi business.”
– Greg Kevane
Ready to get started?
Whether you’re opening a new account or exploring your options, our team is here to help. Contact Rose Falberg or fill out the form below today to get started.
Contact Form
Please contact us for details.
BUSINESS CASH MANAGEMENT
At Mi BANK we take your business needs seriously, and want to provide efficient solutions to keep your business moving forward. Additional sophisticated deposit solutions will keep your hard earned cash working for you.
Please contact us or visit our office to learn more about how we can partner with your business.
Products and Services:
- Commercial Analyzed Accounts
- ACH Manager
- Wire xChange
- Remote Deposit Capture
- Check and ACH Positive Pay
BUSINESS LOANS
At Mi BANK you have the benefit of speaking directly with the decision makers. We work with you to ensure the best options possible, as quickly as possible.
Please contact us or visit our office, and we can help you find a business loan that works best for you.
Loan Products:
- Revolving Lines of Credit
- Equipment Loans
- Term and Bridge Loans
- Land Development Loans
- Construction Lines of Credit
- Commercial Real Estate Mortgage
- SBA Loans
FRAUD PREVENTION
At Mi BANK we value the safety and security of you and your business. As such we have outlined some tips and tools you can utilize to help prevent fraud.
As a reminder we will never ask you for account numbers or passwords by phone, email, or text. If you receive a suspicious communication claiming to be from Mi BANK, please contact us right away.
Vendor Information
Maintaining the correct banking information for all the vendors your business uses is an important step you can take to safeguard against fraud. If a vendor suddenly updates their banking information, including where you send your payments electronically, call them to get a verbal verification of the changes before making any payments.
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Email Security
It is important to remain vigilant when interacting with emails. Clicking on links or opening attachments within a malicious email, which are often disguised as an email from someone you know, can sometimes lead to dangerous consequences. Verifying the sender’s email address is correct or hovering over links to preview them are two of the various methods you can use when determining whether an email is malicious or not.
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Payments
Utilizing electronic payments, whenever possible, is a great way to help safeguard your business against potential fraud. When your business sends a physical check in the mail there is a risk of it being intercepted by a malicious third party, who may use that check to obtain your banking information and potentially create fraudulent checks. Whenever your business sends physical checks to vendors, do not leave that mail unattended as visitors in the office could easily take that mail and have a signed check in their hands.
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Positive Pay
Consider adding Positive Pay to your online suite of banking services to help protect against potential check fraud and financial losses. Positive Pay allows you to monitor items clearing through your various business’s accounts and helps catch instances of fraud before it’s too late. Please contact your banker today to learn more about how Positive Pay can help protect your business.
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Password Management
Having a strong password is an important step to take to prevent fraud. Using complex and unique passwords makes it less probable that someone can gain unauthorized access to your account. For an added layer of protection, we encourage you to also change your password every few months.
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Alerts
Setting up and managing the various types of alerts offered in your online banking account is another important step you can take to mitigate fraud. Whether you want to receive alerts when someone is trying to access your online banking or when a transaction is posted to your account, there are a variety of alerts you can enable to help you prevent fraud.
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