Dream Homes Financed Daily
At Mi BANK, we understand that buying a home is one of the most significant investments you’ll ever make. We provide a simple process with a high level of trust to make certain you get the right loan, a competitive rate, and exceptional service that will continue long after your loan is closed. Contact us today to make your dreams of homeownership a reality.
Mortgages Built for You
Whether you’re a first-time homebuyer, looking to refinance, or interested in a high-value property, we offer a variety of flexible financing solutions to meet your unique needs.
Benefit from lower initial rates with a Mi BANK Adjustable Rate Mortgage (ARMs). Rates change periodically based on loan terms and market conditions. Perfect for buyers looking for shorter-term homeownership plans or flexibility.
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Every homebuyer is unique. That’s why we offer additional options including FHA Loans and Jumbo Loans which are designed to help more people get into the homes they love. Call for current rates.
Looking to lower your monthly payments, shorten your loan term, or tap into your home’s equity? Our refinancing options can help you achieve your financial goals.
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Why Choose Mi BANK?
- Personalized Attention: Each client enjoys direct interaction with our experienced local lenders, ensuring clarity, transparency, and trust every step of the way.
- Streamlined Process: Our typical mortgage closing process takes just 30 to 45 days, and obtaining a pre-approval can significantly speed up this timeline.
- Competitive Rates & Exceptional Service: We strive to deliver the best possible rates combined with a high level of service that continues long after your loan has closed.
Pre-Qualify
Start your journey with our quick and free pre-qualification. Pre-qualification gives you an estimate of the amount you may borrow for your home purchase. This initial step helps you set realistic expectations, understand potential monthly payments and the various financing options, and makes your home search more targeted and effective.
Next Steps
A pre-approval is a lender’s written estimate of how much you can borrow for a home loan. It helps you understand what you can afford, signals to sellers that you’re a serious buyer, can speed up the mortgage process, and may uncover potential issues to address early on.
Work with a real estate agent to locate your ideal property and make an offer confidently, knowing your financing for the property is secure.
Provide necessary documents and finalize your loan application. Your dedicated Mi BANK lender will guide you through every detail.
We’ll process your loan application and arrange an appraisal to confirm the property’s value.
After loan approval, we’ll coordinate with all parties involved to schedule your closing.
Sign your documents, finalize your loan, and receive the keys to your new home.
Ready to make your homeownership dreams a reality?
Contact Maggie Currier or fill out the form below today.
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*First Annual Percentage Rate (APR) may vary depending on credit quality of borrower, down payment/equity, loan amount and terms. All loans subject to credit and collateral approval. Mortgage rates shown are based on a 30 day lock for a primary residence. Rates are current as of August 22, 2025, and are subject to change. Annual Percentage Rates calculated based on $3,200.00 in fees, other fees may apply. For loans with less than 20% down payment, borrower paid mortgage insurance may apply. All loans are subject to additional terms and conditions. Minimum credit score of 740 required for the advertised rates. Please consult a Loan Officer for complete details.
Loan Examples:
30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-Year Fixed-Rate Loan at 6.625% and 80% loan-to-value (LTV) is 360 payments of $1,280.62 with 0.0 points due at closing. The Annual Percentage Rate (APR) is 6.797% based on $3,200.00 in fees. Payment does not include taxes and insurance premiums. The actual payment amount may be greater.
15-Year Fixed-Rate Mortgage: The payment on a $200,000 15-Year Fixed-Rate Loan at 5.625% and 80% loan-to-value (LTV) is 180 payments of $1,647.46 with 0.0 points due at closing. The Annual Percentage Rate (APR) is 5.899% based on $3,200.00 in fees. Payment does not include taxes and insurance premiums. The actual payment amount may be greater.
